Bet types, with the arithmetic shown

Two slips can look identical and still settle very differently. This page walks through the bet types you are most likely to meet and works each one out in euros. The odds used are illustrative numbers chosen to make the sums easy, not prices from any operator. If the operator offers sports betting in your account, cross-check each rule below against the sportsbook's own terms, because settlement details vary between bookmakers.

Match result and double chance

In football the result market has three outcomes: home, draw, away. In sports without draws it collapses into a two-way "moneyline". Double chance covers two of the three football outcomes at once, so it pays less. A €20 stake on an away win at 3.40 returns €68; the same stake on "draw or away" at 1.70 returns €34. You're buying safety with half the return.

European vs Asian handicap

A European handicap adds whole goals and keeps the draw as a separate outcome. An Asian handicap removes the draw: half-goal lines (−0.5, +1.5) always produce a winner, whole-goal lines refund the stake on an exact tie, and quarter lines (−0.25, −0.75) split your stake across two neighbouring lines. Example: €20 on a team at −0.75, odds 2.00. Win by two or more and both halves win, returning €40. Win by exactly one and half wins while half is refunded — you get €20 + €10 = €30 back.

LineWin by 2+Win by 1Draw
−0.5WinWinLose
−0.75WinHalf win, half refundLose
−1.0WinRefundLose
−1.5WinLoseLose

Totals

Totals ignore the winner and bet on the combined count — goals, points, games, corners. A half-point line such as 2.5 goals cannot push, so every bet is either a win or a loss. Whole-number lines refund the stake if the total lands exactly on the line. Check whether own goals, overtime or penalties count toward the total; most books include own goals and exclude shoot-outs.

Both teams to score

"Yes" needs a goal from each side; the final result doesn't matter. A 2–1 win pays, a 3–0 win does not. Many books combine this market with totals or results into a single price, which usually carries a higher margin than either part alone.

Accumulators and system bets

An accumulator multiplies the odds of each leg. Four legs at 1.60 give combined odds of about 6.55, so €10 would return €65.54. The catch is that probabilities multiply too: four 60% chances land together only about 13% of the time, and the margin is charged on every leg. A system bet such as a "Trixie" or "2 from 3" splits your money across several smaller combinations, so a single miss doesn't wipe out everything — but you pay for more combinations up front.

In-play betting and cash-out

In-play prices react to every event, and books delay acceptance by a few seconds to protect against faster data feeds. Cash-out lets you close a bet early for the amount on offer; that amount is priced with its own margin and may be suspended during key moments. Treat cash-out as a feature to look for in the rules, not a guarantee.

Before your first slip

In Slovenia, where this site is focused, betting counts as a game of chance under the Zakon o igrah na srečo (ZIS). Organising games of chance is an exclusive right of the state, exercised through concession holders licensed by the Government; the tax administration FURS supervises the sector, prohibits operating without a concession, and a court can order internet providers to restrict access to such sites. At the time of writing we could not confirm Spassino as a Slovenian concession holder — the list is public on the Ministry of Finance pages, so check it yourself. Outside Slovenia, your own country's rules apply.

Related: football betting, tennis betting, and tools for keeping control on the responsible gambling page.

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Frequently asked questions

What does a quarter-goal handicap like −0.75 mean?
Your stake is split across the −0.5 and −1.0 lines. A one-goal win pays half and refunds half.
Why are accumulator odds so high?
Because the odds of every leg are multiplied. The chance of all legs winning is multiplied down in the same way, so big returns come with low probability.
Is cash-out always available?
No. The bookmaker decides which markets offer it and can suspend it. The amount offered is normally below the fair value of your bet.
Do own goals count in totals?
Usually yes for total goals, but not for goalscorer markets. Always check the sportsbook rules.
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